8 questions. 3 minutes. See exactly how many years — and dollars — you could cut from your home loan.
Slide these to roughly match your situation — or tap any number to type the exact figure. This is what powers your personalised savings numbers on the next screen.
Make these numbers real — a free 30-min session with a Crown mortgage specialist. No cost, no obligation.
Your balance, year by year — the bank's schedule vs your full surplus attacking the principal.
Same loan, same rate — the only difference is how your money moves.
Interest is paid with after-tax dollars — at your marginal rate, it swallows this much gross salary:
A guide only — ATO 2026–27 resident rates + Medicare levy, single income on your household figure.
Debt-free in instead of — now keep paying the same /month, but to yourself, invested:
Illustration only — 7% p.a. returns, 4% drawdown. Not financial advice; your coach models your actual numbers.
Want this modelled on your actual loan and tax position? That's what the free session is for.
Some strategies are worth a proper conversation — these are teed up and waiting for you.
ASIC is probing the $307 billion offset market — and the big four have been caught overcharging.
$228,900
the profit the big four now make over the life of the average
$736,000 home loan
$929/month — what a new borrower contributes to bank profit in year one
39.3% of their profits come from owner-occupiers — from just 22.7% of their loans
The Australia Institute — new research →
The Australian Financial Review
Issues in the $307b mortgage offset market spur ASIC probe →
ASIC media release
NAB refunds $1.7 million for overcharging interest on home loans →
7NEWS · Watch on YouTube
Big four banks caught in offset account scandal →
7NEWS · Watch on YouTube
Banking scandal costs borrowers millions in offset errors →
9 News Australia · Watch on YouTube
Banks slammed after offset error costs homeowners tens of millions →
10 News · Watch on YouTube
Australia's biggest banks caught charging extra interest to customers by mistake →
The big four made $43 billion last year. Crown Money exists to take you off that list — every cent building your wealth, not theirs.
Crown's Home Ownership Programme — a personal trainer for your money since 2004.
A few of Crown's 7,500+ families, in their own words. Swipe →
7,500+ families started exactly here. Every 23 days, another gets the debt-free call.
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In a free session, a Crown coach turns your projection into a plan — loan, bills and tax working together. For 20 years Crown has helped clients cut 40–50% off the total cost of their home. Pick a time — your details are already filled in.
No cost, no obligation. Just bring your curiosity (and maybe your loan statement).